I have had a Tesco Bank credit card for several years and have always found it straightforward to use. The app is clear, payments appear quickly and I can check my balance or PIN without having to search through lots of menus.
The additional Clubcard points are a useful benefit because I already shop regularly at Tesco. They will not transform anyone’s finances, but they do add up over time and make the card worth keeping.
I once had to contact customer service about a transaction I did not recognise. The person I spoke to was helpful, explained what had happened and resolved the issue without making it unnecessarily complicated. Overall, Tesco Bank provides a reliable, convenient service that does exactly what I need it to do.